Watts per gallon is old school, before T5's were created. That method refers to Fluorescent bulbs, specifically T8's. T5's produce a more intense light, but were high on everyones list because they run cooler, and use less electricity, less cost to run them. The "planted lighting" experts are throwing that method out, and using par meters to measure amounts of light needed to grow plants in a water box.
The problem is with the height of the 20 gallon long. The intensity of the T5 bulb decreases with distance, the 20gl is only 13" high, so your plants will get way more light than the same bulb on a tank that is 25" high.
I know it's confusing, but that's the extent of my knowledge of planted lighting, more than that and my eyes glaze over. I always check with Hoppy's chart before buying any light, for any tank.
Once you decide on lighting, check out dosing and co2. I give mucho credit to anyone who can sustain a planted tank, it's not easy.